Workers Comp


January 13th, 2020

Top 10 Most Frequently Cited Workplace Safety Violations Named for 2019

Top 10 Most Frequently Cited Workplace Safety Violations Named for 2019

The National Safety Council and OSHA announced the top 10 most frequently cited workplace safety violations for 2019.  While the rankings for OSHA’s Top 10 most cited violations typically vary little from year to year, it is important to refresh on this critical information: Fall Protection–General Requirements Hazard Communication Scaffolding Lockout/Tagout Respiratory Protection Ladders Powered […]

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January 13th, 2020

Injured Worker Vocational Rehabilitation Participation Streamlined

Effective Oct. 7, 2019, the Ohio BWC made changes to vocational rehabilitation rules, policies, and procedures to simplify how an injured worker enters into a voc rehab program. The rules impacted are OAC 4123-18-03 and OAC 4123-18-04. The BWC and the managed care organizations (MCOs) will no longer complete multiple decisions about eligibility, feasibility, and […]

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November 25th, 2019

$4 Million Saved for CareWorks Comp Customers: House Bill 207

As an Ohio employer participating in the State Fund, if one of your employees is injured in a motor vehicle accident and you can establish that the claim is a result of a non-at-fault incident involving a third party, the BWC may exclude 100% of the claim’s cost from your experience. With the passage of […]

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November 25th, 2019

What type of Exam is your injured worker getting?

BWC 90-Day examination:90 day examinations are required by statute and are conducted when an injured worker has received 90 consecutive days of temporary total disability compensation. This exam addresses a number of issues, including continuing compensation, return-to-work barriers, potential RTW solutions, need for further medical treatment or supportive care and  potential for rehabilitation. BWC Physician […]

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November 25th, 2019

BWC: New Reserving System Coming

Now that the Ohio BWC has moved away from using ICD-9 Codes to using ICD-10 Codes for categorizing injuries and illnesses, they will be changing from the MIRA II Reserving System to the new ACES Reserving System. The ACES (Actuarial Claims Estimating System) process will be implemented on 7/1/2020. ACES uses very similar cost drivers […]

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October 11th, 2019

What’s an Experience Modifier Rate and Why is it Important?

The Experience Modifier Rate (EMR) plays a pivotal role in determining an employer’s premium rates and, in some cases, obtaining work as a subcontractor. The BWC calculates the EMR based on a comparison of the employer’s experience period claims compared to an industry average expected claim level. The EMR is used as a gauge for […]

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July 3rd, 2019

Employee Termination – Concerns Beyond an Unemployment Claim

In sticky situations, one of an employer’s biggest fears when letting an employee go is whether the employee will file (and win) a lawsuit against them. Our unemployment experts are very sensitive to this fear and we do our best to protect our clients’ interests. Many times, a former employee will “test the waters” by […]

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July 3rd, 2019

Do you have an IC Hearing coming up? Navigating the Industrial Commission Process

The Workers’ Compensation system can feel frustrating at times, especially when a claim is contested and going through the Industrial Commission adjudication process. Many employers wonder how they fit into the hearing role and what they can do to facilitate a successful hearing outcome. As your third party administrator, we can help! Did you know […]

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April 12th, 2019

OSHA Increases Penalties

As of January 23, 2019, the penalties for violation of OSHA standards and regulations have increased.  Below are the maximum penalty amounts, adjusted for inflation.  The increase is due to the enactment of the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (e.g., Inflation Adjustment Act).

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April 12th, 2019

20% Reduction in BWC Rates for Private Employers

Ohio private employers will receive a 20 percent reduction in the average premium rates beginning July 1, 2019.  BWC Administrator/CEO Stephanie McCloud said several factors make the reduction possible, including safer workplaces, fewer and less costly workplace injury claims and low medical cost inflation. Claims have fallen 18 percent since 2010 to 85,136 in 2018. […]

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