Workers Comp


July 3rd, 2019

Employee Termination – Concerns Beyond an Unemployment Claim

In sticky situations, one of an employer’s biggest fears when letting an employee go is whether the employee will file (and win) a lawsuit against them. Our unemployment experts are very sensitive to this fear and we do our best to protect our clients’ interests. Many times, a former employee will “test the waters” by […]

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July 3rd, 2019

Do you have an IC Hearing coming up? Navigating the Industrial Commission Process

The Workers’ Compensation system can feel frustrating at times, especially when a claim is contested and going through the Industrial Commission adjudication process. Many employers wonder how they fit into the hearing role and what they can do to facilitate a successful hearing outcome. As your third party administrator, we can help! Did you know […]

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April 12th, 2019

OSHA Increases Penalties

As of January 23, 2019, the penalties for violation of OSHA standards and regulations have increased.  Below are the maximum penalty amounts, adjusted for inflation.  The increase is due to the enactment of the Federal Civil Penalties Inflation Adjustment Act Improvements Act of 2015 (e.g., Inflation Adjustment Act).

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April 12th, 2019

20% Reduction in BWC Rates for Private Employers

Ohio private employers will receive a 20 percent reduction in the average premium rates beginning July 1, 2019.  BWC Administrator/CEO Stephanie McCloud said several factors make the reduction possible, including safer workplaces, fewer and less costly workplace injury claims and low medical cost inflation. Claims have fallen 18 percent since 2010 to 85,136 in 2018. […]

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March 7th, 2019

Unemployment Cost Control

Unemployment Cost Control – The highest experience rate for Ohio employers increased from 9.0% in 2018 to 9.2% in 2019.  As this figure varies from year to year, so will the rate brackets within the annual rate schedule created by the Ohio Department of Job and Family Services (ODJFS).  This variable factor and the cost […]

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March 7th, 2019

Mergers, Acquisitions and Purchases and Workers’ Comp

It is important for a new business owner who is taking over another business, either whole or in part, through a purchase, acquisition or merger, to understand how the BWC determines successorship. Generally, if the BWC determines the relationship between the predecessor (seller) and the successor (buyer) is a continuation of the business or operations, […]

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March 7th, 2019

Who is Your CareWorks Comp Claims Examiner?

CareWorks Comp has a team of professional associates who can help you manage your workers’ compensation program.  One of the most important team members is your Claims Examiner.  Located in our Dublin, Ohio, office, our Claims Examiners are there to help our clients navigate the entire BWC claims process.  Consider your Claims Examiner as your […]

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February 19th, 2019

The Dangers of Lapsed BWC Coverage

It is very important for employers to understand the importance of timely premium payments. If BWC does not receive an employer’s premium on time, the BWC places their account in a lapsed status. Lapsed coverage can be a very costly mistake for numerous reasons: Employer liability… If a claim occurs while coverage is lapsed the […]

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February 19th, 2019

New Ohio BWC Administrator: Stephanie B. McCloud

Governor Mike DeWine has nominated Stephanie B. McCloud administrator/CEO of the Ohio Bureau of Workers’ Compensation.  Administrator McCloud is a seasoned workers’ comp professional who cares passionately about BWC and its mission. She is a former BWC staff attorney and has a strong legal resumé, including as principal of a small business in Reynoldsburg. After […]

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