Workers Comp

August 21st, 2018

FY 2019 – Group-Rating Safety Accountability

Dear Members – Each year Ohio employers have the opportunity to participate in BWC’s Group-Experience-Rating Program or Group Retrospective-Rating Program. While these programs are not required, they do provide you with an opportunity to significantly reduce your workers’ compensation premiums, while increasing your awareness of safety and risk management strategies. Workplace safety is an important […]

Workers Comp 0
August 1st, 2018

BWC payroll true-up reports are due by August 15

Prior to each policy year the Ohio Bureau of Workers’ Compensation (BWC) establishes your estimated premium based on the most recent payroll that was reported to BWC. Once the policy year is completed you must complete the true-up report. The true-up is a reconciliation of your BWC estimated payroll versus your actual policy year payroll used to determine […]

Workers Comp 0
April 24th, 2018

BWC Discount Programs

BWC Discount Programs: The BWC offers many programs and options for saving money, and here is a general overview of what these programs are and their compatibility with the various alternative rating programs available. Drug Free Safety Program (DFSP): This program allows employers to implement a drug and alcohol policy, testing, and safety training program […]

Workers Comp 0
November 16th, 2017

Unemployment Taxable Wage Base Increases for 2018

Ohio employers will be paying more unemployment taxes in 2018 mainly due to an increase in the taxable wage base. The Ohio Department of Job and Family Services (ODJFS) has raised the taxable wage base from $9,000 per employee to $9,500 per employee. In addition to this increase, the tax table used by ODJFS has shifted […]

Workers Comp 0
September 28th, 2017

Our Philosophy Regarding Cost Containment Strategies

At this time of year as you are making workers’ comp program decisions, there are factors to consider beyond fees and group savings.  You also want to be absolutely confident that your TPA has a dedicated cost containment team that is focused on minimizing the financial impact of claims to reduce your premium dollars. Here’s […]

Workers Comp 0
July 25th, 2017

Legislative Update Motor Vehicle Claims

Act Summary Workers’ Compensation Claims Involving Motor Vehicle Accidents Effective with dates of injury on or after July 1, 2017. Requires workers’ compensation claims to be charged to the Surplus Fund Account in lieu of to a state fund employer’s experience in certain circumstances when a claim is based on a motor vehicle accident involving […]

Workers Comp 0
June 7th, 2017

New Ohio Opioid Prescribing Rules Help Employers Fight Addiction

Article by Brad Sinnott and Rosemary Welsh The Ohio Workers’ Compensation system is a part of the opioid crisis in Ohio because injured workers have a very high level of opioid use. But rules governing the prescription of opioids give employers a powerful tool to combat the development of opioid addiction. An important rule that became […]

Employment Law, Workers Comp 0
May 18th, 2017

Program Compatibility

With the discount program deadlines coming up, it seems like a good time to include a chart showing the compatibility of the BWC discount programs, such as ISSP and TWB, with the various BWC alternative rating programs, such as Group Rating and Group Retrospective Rating. Please keep in mind that certain Destination Excellence discounts are […]

Workers Comp 0
May 18th, 2017

Cost Containment Strategies – Lump Sum Settlement

In March, we explained a cost containment strategy called handicap reimbursement. This month we offer information about another cost inhibitor we have in our arsenal, which is a lump sum settlement (LSS). An LSS is an agreement between the employer, injured worker, and the BWC for a lump sum payment to settle one or more workers’ […]

Workers Comp 0
May 17th, 2017

Important Upcoming Dates & Deadlines

Please note these upcoming dates and deadlines: August 30, 2017 Due date for the DFSP action plan (DFSP-5) for a 7/1 program start date. Please note this is for advanced level only. September 30, 2017 “Snapshot date” that BWC uses to capture costs in claims for the 2018 experience calculation.

Workers Comp 0

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