Workers Comp


March 7th, 2019

Unemployment Cost Control

Unemployment Cost Control – The highest experience rate for Ohio employers increased from 9.0% in 2018 to 9.2% in 2019.  As this figure varies from year to year, so will the rate brackets within the annual rate schedule created by the Ohio Department of Job and Family Services (ODJFS).  This variable factor and the cost […]

Workers Comp 0
March 7th, 2019

Mergers, Acquisitions and Purchases and Workers’ Comp

It is important for a new business owner who is taking over another business, either whole or in part, through a purchase, acquisition or merger, to understand how the BWC determines successorship. Generally, if the BWC determines the relationship between the predecessor (seller) and the successor (buyer) is a continuation of the business or operations, […]

Workers Comp 0
March 7th, 2019

Who is Your CareWorks Comp Claims Examiner?

CareWorks Comp has a team of professional associates who can help you manage your workers’ compensation program.  One of the most important team members is your Claims Examiner.  Located in our Dublin, Ohio, office, our Claims Examiners are there to help our clients navigate the entire BWC claims process.  Consider your Claims Examiner as your […]

Workers Comp 0
February 19th, 2019

The Dangers of Lapsed BWC Coverage

It is very important for employers to understand the importance of timely premium payments. If BWC does not receive an employer’s premium on time, the BWC places their account in a lapsed status. Lapsed coverage can be a very costly mistake for numerous reasons: Employer liability… If a claim occurs while coverage is lapsed the […]

Workers Comp 0
February 19th, 2019

New Ohio BWC Administrator: Stephanie B. McCloud

Governor Mike DeWine has nominated Stephanie B. McCloud administrator/CEO of the Ohio Bureau of Workers’ Compensation.  Administrator McCloud is a seasoned workers’ comp professional who cares passionately about BWC and its mission. She is a former BWC staff attorney and has a strong legal resumé, including as principal of a small business in Reynoldsburg. After […]

Workers Comp 0
February 6th, 2019

Help! I’m being audited by the Ohio BWC – What does this mean?

Overall, the BWC wants to make sure that you, as the employer, are reporting the same amounts of payroll to the State of Ohio for taxes as you are to the BWC for your workers’ comp premium payments. Plus, they want to make sure the NCCI Manual Classifications are appropriate for your business and that you […]

Workers Comp 0
August 21st, 2018

FY 2019 – Group-Rating Safety Accountability

Dear Members – Each year Ohio employers have the opportunity to participate in BWC’s Group-Experience-Rating Program or Group Retrospective-Rating Program. While these programs are not required, they do provide you with an opportunity to significantly reduce your workers’ compensation premiums, while increasing your awareness of safety and risk management strategies. Workplace safety is an important […]

Workers Comp 0
August 1st, 2018

BWC payroll true-up reports are due by August 15

Prior to each policy year the Ohio Bureau of Workers’ Compensation (BWC) establishes your estimated premium based on the most recent payroll that was reported to BWC. Once the policy year is completed you must complete the true-up report. The true-up is a reconciliation of your BWC estimated payroll versus your actual policy year payroll used to determine […]

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April 24th, 2018

BWC Discount Programs

BWC Discount Programs: The BWC offers many programs and options for saving money, and here is a general overview of what these programs are and their compatibility with the various alternative rating programs available. Drug Free Safety Program (DFSP): This program allows employers to implement a drug and alcohol policy, testing, and safety training program […]

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